Long-term care coverage,with simplified underwriting.

Traditional long-term care insurance can mean a long application and a full medical exam. We offer an alternative — a simplified-issue long-term care policy that most applicants qualify for. The application is short, there's no medical exam, and the policy pays meaningful, defined benefits when you need care.

Up to $144,000 for assisted living
Up to $108,000 for in-home care
Simplified underwriting — most applicants approved
No medical exam — short application

No obligation · Takes about 60 seconds · Your information is private and secure.

See if you qualify

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Coverage at a glance

Real benefits when you need them most

Long-term care is the single biggest uncovered expense most retirees face. This policy was designed for the people other carriers turn away.

$144,000

Assisted Living Benefit

Maximum coverage for assisted-living facility care, paid as a monthly benefit when you need it.

$108,000

Home Care Benefit

Maximum coverage for in-home care, so you can stay in the place you love for as long as possible.

~95%

Approval Rate

Simplified underwriting means most applicants are approved quickly — no full medical exam required.

How it works

Three simple steps

STEP 01

Tell us about yourself

Fill out the short form above. It takes about 60 seconds and there's no obligation.

STEP 02

Talk with a licensed agent

A licensed agent will call you within one business day to walk through your options and answer questions.

STEP 03

Get covered

If the policy is the right fit, we'll handle the paperwork. Most applicants are approved without a medical exam.

Ready to see if you qualify?

It takes about 60 seconds and there's no obligation. You'll be glad you did — even if it's just to know your options.

Get Quote